You have reached a website owned by Investment Recovery Services, LLC, dba The IRS, An Investment Research Agency, along with its subsidiaries and/or affiliates, hereinafter referred to as “IRS”). IRS websites and properties include, without limitation and among others (as applicable, and whether plural or singular, the “Site”). Your use of the Site as an end-user (collectively, with Members, “End Users”) and/or election to participate as a Member of our services constitutes your agreement to follow and be bound by these Terms of Use, as they may be amended from time-to-time (the “Agreement”). Accordingly, please review the following basic terms that govern your purchase of our services  (the “Terms of Use”).

  1.  UPDATES TO TERMS OF USE AND/OR SITE

IRS may from time-to-time supplement or revise the terms that govern your use of our Site as a Member. When we do make any modifications, we will indicate the last date on which these terms have been updated on the top of this page. We also may change, move or delete portions of, or may add to, our Site from time-to-time. Your continued use of our Site or participation as a Member following any such change constitutes your agreement to follow and be bound by the Terms of Use, as revised. As such, we encourage you to refer to these Terms of Use on an ongoing basis.

2.  SITE CONTENT

Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written text that appear as part of this Site (collectively, the “Contents”) constitute, as applicable, copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by IRS. Whether or not there is a copyright notice on the site, you agree that by using this Site that the Site as a whole is protected by copyright and trade dress, all worldwide rights, titles and interests in and to which are owned by IRS. Other than as used for the purchase of services from our site, the Contents of our Site, and the Site as a whole, are intended solely for your personal, noncommercial, use. You may download or copy the Contents and other downloadable materials displayed on the Site for your personal and non-commercial use only. No other right, title or interest in any content, including downloaded materials or software, shall be transferred to you as a result of any such downloading or copying. Except as explicitly noted herein, and without explicit written approval, you may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or any related software. For permission and a limited license to (re)distribute any IRS content, please contact us at info@TheIFPB.com.

3.  NO LEGAL ADVICE OR ATTORNEY-CLIENT RELATIONSHIP

Information contained on or made available through the Site, and services provided to Members is not intended to, and does not, constitute legal advice and no attorney-client relationship shall be created as a result thereof.

4. THIRD-PARTY MATERIAL

The Site may contain links to third-party websites (“Third-Party Sites”) and third-party content (“Third-Party Content”), which are provided as a service to Members. Member understands and agrees that his/her use of such links is at his/her own risk. The links are provided as a convenience only and their inclusion does not imply an endorsement, adoption or sponsorship of, or affiliation with, such Third Party Sites or Third Party Content. IRS accepts no responsibility for reviewing changes or updates to the Third Party Sites or Third Party Content. In addition, IRS is not responsible for the quality, content, policies, nature or reliability of the Third Party Sites or Third Party Content linking to the Site. Member understands and agrees that when he/she leaves the Site by clicking on a link to a Third Party Site, IRS’s terms and policies no longer govern and it is his/her responsibility to review applicable terms and policies of the Third Party Site before proceeding with any transaction with any third party.

5.  DISCLAIMER, LIMITATION OF LIABILITY, AND INDEMNITY

THIS SITE AND ALL CONTENTS OF THE SITE ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IFPB DOES NOT WARRANT THAT YOUR USE OF THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THIS SITE OR ITS SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS. IFPB DOES NOT WARRANT THE RESULTS THAT MAY BE OBTAINED BY USING ITS SERVICES OR BY BECOMING A MEMBER. IRS SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THIS SITE. ALTHOUGH IFPB ENDEAVORS TO PROVIDE ACCURATE INFORMATION, IT DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE ACCURACY OR RELIABILITY OF INFORMATION ON THIS SITE. NEITHER IRS NOR ITS RELATED ENTITIES OR ITS VENDORS OR CONTENT PROVIDERS SHALL BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT OR INDIRECT LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE, SPECIAL OR OTHERWISE), INJURY, CLAIM, OR LIABILITY OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM YOUR USE OR INABILITY TO USE THIS SITE, OR ANY INFORMATION OR MATERIALS PROVIDED ON THE SITE. IRS IS NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE OR WITH ANY OF IRS’S TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS IRS, ITS SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, DISTRIBUTORS, VENDORS AND RELATED ENTITIES FROM AND AGAINST ANY AND ALL THIRD PARTY CLAIMS, DEMANDS, LIABILITIES, COSTS OR EXPENSES, INCLUDING REASONABLE ATTORNEY FEES, RESULTING OR ARISING OUT OF YOUR BREACH OF ANY OF THESE TERMS OF USE OR USE OF THIS SITE.

Investment Recovery Services (“IRS”) or its contributors shall not be held liable for any improper or incorrect use of the information described and/or contained herein and assumes no responsibility for anyone’s use of the information. In no event shall The IRS or its contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to: procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, tort (including negligence or otherwise), or any other theory arising in any way out of the use of this system, even if advised of the possibility of such damage. This disclaimer of liability applies to any damages or injury, whether based on alleged breach of contract, tortious behavior, negligence or any other cause of action, including but not limited to damages or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, and/or theft, destruction or unauthorized access to, alteration of, or use of any record.

The paying subscriber agrees to defend, indemnify, and hold harmless, The IRS, its contributors, and their respective affiliates and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of the report.

The report was prepared exclusively for the paying subscriber. The information contained in the report was identified during the research process and the research may not uncover data that has been hidden or withheld purposely, nor may The IRS be able to identify data that has been purposely modified or falsified.

Although the data contained in The IRS report has been produced and processed from sources believed to be reliable, no warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information. The IRS and its contributors provide this information on an “AS IS” basis. All warranties of any kind, express or implied, including but not limited to the IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, freedom from contamination by computer viruses and non-infringement of proprietary rights ARE DISCLAIMED. Changes may be periodically added to the information herein; these changes may or may not be incorporated in any new version of the publication. If the user has obtained information from a source other than The IRS, the user must be aware that electronic data can be altered subsequent to original distribution. Data can also quickly become out-of-date. It is recommended that the user pay careful attention to the contents of any metadata associated with a file, and that the originator of the data or information be contacted with any questions regarding appropriate use. If the user finds any errors or omissions, we encourage the user to report them to The IRS.

The report and all content contained therein, including attachments, if any, may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of The IRS. Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of California.